PUBLIC OFFER & TERMS OF SERVICEfor the provision of informational, consulting and educational services
Edition from 25.06.2024
This document constitutes a public offer and a legally binding agreement (“Contract”). By accepting this Offer, the Customer fully agrees to the terms set forth below.
Acceptance of this Offer is deemed complete and unconditional upon any of the following actions:
- submitting an application or form on the Contractor’s website;
- making full or partial payment for the Contractor’s services;
- completing questionnaires, onboarding forms, or any other conclusive actions confirming intent to receive the services.
By accepting this Offer, the Customer enters into a legally binding Contract with the Contractor under the terms described herein.
This Offer is addressed to individuals aged 18 years or older and legal entities worldwide, including customers located in Arab countries, provided they have the technical ability to receive the services..
1. DEFINITIONS1.1.
Contractor – FINWISE CONSULTING, a company duly registered and operating under the laws of the United Arab Emirates.
1.2.
Customer – any individual who has reached the age of 18 or a legal entity represented by an authorized person, who accepts this Offer and has the technical capability to receive the Services.
1.3.
Acceptance – full, unconditional and irrevocable consent of the Customer to all terms of this Contract without the need for a written signature.
1.4.
Services – informational, consulting and educational services provided online, including access to digital materials, online sessions, platforms, chats, and related content.
1.5.
Course – a structured informational and educational program provided by the Contractor under the conditional name “EASY START IN INVESTMENTS”.
1.6.
Materials – digital content including but not limited to videos, texts, presentations, audio materials, graphics, recordings of online sessions, and other educational content.
1.7.
Platform – online platforms, websites, messengers (including Telegram), bots, or other digital environments through which the Services are provided.
1.8.
Tariff – the price and scope of Services selected by the Customer as published on the Contractor’s website.
2. SUBJECT OF THE CONTRACT2.1. The Contractor provides the Customer with paid informational, consulting and educational Services by granting access to Course Materials via the Platform.
2.2. The Services are provided exclusively on a prepaid basis. Access to Materials is granted only after full payment is received.
2.3. The Services are informational and educational in nature and are not investment advice, financial advice, brokerage services, asset management, or regulated financial services.
2.4. The Contractor does not guarantee any financial results, income, profits, or investment performance.
3. CONCLUSION OF THE CONTRACT3.1. The Contract is deemed concluded upon Acceptance.
3.2. No physical signature is required. Acceptance has the same legal effect as a written agreement.
4. RIGHTS AND OBLIGATIONS4.1 Contractor obligations:
-
provide access to the Services according to the selected Tariff;
- ensure reasonable quality and availability of Materials;
- inform Customers of material changes to the Services.
4.2 Contractor rights:
-
modify the content, structure, format, and schedule of the Course;
- suspend or terminate access in case of violation of these Terms;
- engage third parties to provide Services.
4.3 Customer obligations:
-
make timely payments;
- use Materials solely for personal, non-commercial purposes;refrain from copying, sharing, reselling, or distributing Materials;
- comply with ethical standards and respectful behavior.
5. PAYMENT TERMS5.1 Prices are published on the Contractor’s website and may be changed unilaterally.
5.2 Payments are made via non-cash methods using payment systems selected by the Contractor.
5.3 All payments are final unless explicitly stated otherwise.
5.4 Failure to complete payment results in denial of access.
6. REFUNDS6.1 Once access to the Course Materials is granted, payments are
non-refundable.
6.2 If payment is made but access has not yet been granted, a refund may be requested within 30 calendar days, minus payment system fees.
6.3 Booking or reservation fees are non-refundable.
7. INTELLECTUAL PROPERTY7.1 All Materials are the exclusive intellectual property of the Contractor.
7.2 The Customer receives a limited, non-transferable, non-exclusive license for personal use only.
7.3 Any unauthorized use, distribution, or reproduction is strictly prohibited and may result in legal liability.
8. LIABILITY8.1 The Contractor is not responsible for:
- investment decisions made by the Customer;
- financial losses or missed opportunities;
- subjective dissatisfaction with the Services.
8.2 The Services are provided “as is” without guarantees of results.
9. FORCE MAJEURE9.1 Neither Party shall be liable for failure to perform due to force majeure events beyond reasonable control.
10. PERSONAL DATA10.1 By accepting this Contract, the Customer consents to the processing of personal data in accordance with applicable data protection laws.
10.2 Data may be processed for service delivery, communication, and legal compliance purposes.
11. GOVERNING LAW & DISPUTE RESOLUTION11.1 This Contract shall be governed by and construed in accordance with the laws of the
United Arab Emirates.
11.2 Any disputes shall be resolved through negotiation, and if unresolved, by the competent courts of the UAE.
12. FINAL PROVISIONS12.1 This Contract represents the entire agreement between the Parties.
12.2 The Contractor may update these Terms at any time by publishing a new version on the Website.
13. CONTRACTOR DETAILSCompany name: FINWISE CONSULTING
Bank: Wio Bank P.J.S.C.
IBAN: AE840860000009933252615
SWIFT/BIC: WIOBAEADXXX
Email: darinainvesting@gmail.com
Phone: +971585934883
